Tax and Accounting Services

At Cerefice we recognize that our clients do not have the resources to adequately manage the overwhelming tax and accounting needs faced every day by growing businesses. Cerefice has specialists to meet the needs of our clients. We work with you to insure that your tax reporting obligations are met in an accurate and timely manner, and to help you minimize, eliminate or defer the payment of taxes and add value to your company. In order to meet the needs of our business clients we offer the following services:

• Auditing and attest services
• Compilations and review services
• Bookkeeping services
• Payroll services
• Corporate tax compliance and advisory services
• Partnership tax compliance and advisory services
• Individual tax compliance and advisory services
• Estate, Gift and Trust compliance and advisory services
• Buy-Sell advisory services
• Data processing services
• Management advisory services
• Computer and IT advisory services
• Mergers and acquisitions advisory services

Investment and Insurance Advisory Services

Cerefice and Company provides a vast array of financial related products and services including individually-tailored and comprehensive investment advice with sound investment options that meet your unique financial and estate planning needs. Cerefice also provides tax-planning expertise for your wealth building and management needs. Some of the products and services Cerefice provides include:

• Insurance Planning and Advisory Products including life insurance, buy-sell agreement insurance products, group health insurance, long-term care insurance and group benefits
• Retirement Planning and Advisory Products including deferred compensation plans, annuities and IRAs
• Investment Products including mutual funds and annuities
• Education Products including 529 Plans and Coverdell IRAs

Estate and Financial Planning Services

At Cerefice we believe that proper estate planning is essential in insuring your assets will be preserved and distributed according to your intentions. We take a comprehensive approach to estate planning and our estate and financial specialists will help you develop and implement strategies to:

• Insure the assets in your estate are properly earmarked in accordance with your desires as set forth in your will
• Properly determine your gross estate
• Define your personal financial goals and objectives
• Build, preserve and pass on your wealth to your intended beneficiaries
• Help accumulate adequate retirement assets to meet your retirement income needs so you don’t outlive your retirement assets
• Determine your insurance needs to meet your goals and secure financial security for your loved ones
• Minimize estate and other tax liabilities through various estate planning initiatives
• Maximize trust, gifting and planned giving benefits
• Plan efficient transfer of your assets to your intended beneficiaries
• Monitor and adjust your estate plan each year or as needed